Servicios financieros

Si no tiene seguro médico, nuestros asesores le ayudarán a determinar si cumple los requisitos para obtener un seguro gratuito o de bajo costo, así como para acceder a la asistencia gubernamental, que incluye:

• Medicaid: This program is designed for New Yorkers who cannot afford to pay for medical care, and it is funded by the state and federal government. Medicaid may cover you if you have high medical bills, you receive Supplemental Security Income (SSI), or if you meet certain income, resource, age, or disability requirements. If eligible, Medicaid will cover expenses such as hospital care, doctor bills, nursing home coverage, home care and prescriptions.
• Child Health Plus: Depending on your family’s income, your child may be eligible for Children’s Medicaid or Child Health Plus. Both are available through dozens of providers throughout New York State. Families with somewhat higher incomes pay a monthly premium.
• NYS Market Place (Affordable Care Act): You may be eligible for a Qualified Health Plan (QHP) which you can apply for during the yearly enrollment period. If eligible you may qualify for a tax credit which can be applied towards your premium

Insurance options changed after the Affordable Health Care Act was passed. There will now be a plan available for those who have a pre-existing condition (Pre-Existing Condition Insurance Plan-PCIP). HealthCare.gov provides you with insurance options, eligibility information, common questions and healthcare management tips.

Under the Patient Protection and Affordable Care Act, otherwise known as the Affordable Care Act, every state is required to have its own Health Insurance Exchange for health coverage. Click here for more information.

Los requisitos para acceder a estos programas cambian constantemente. Incluso si antes no cumplía los requisitos para un plan específico, su situación podría haber cambiado.

If you have health benefits that do not adequately cover your medical expenses, we can work with you to arrange a manageable payment plan. Additionally, if you do not qualify for free or low-cost insurance, we will help you obtain a reduced fee based on your income and family size for emergency services rendered or medically necessary procedures through Montefiore Medical Center Financial Aid program including our Moses, Einstein, Wakefield, Hutchinson and Westchester Square Campuses and Montefiore Medical Group locations.

Visit Burke Rehabilitation Hospital, Montefiore Einstein Advanced Care, Montefiore Mount Vernon Hospital, Montefiore New Rochelle Hospital, Montefiore Nyack Hospital, St. Luke’s Cornwall Hospital and White Plains Hospital for Financial Aid information at those locations.

When visiting the Montefiore Einstein Financial Aid office, please bring your latest proof of income (last 4 weeks’ pay stubs or letter from your employer). If you have any questions, please contact a counselor at financialaid@montefiore.org. Montefiore Einstein's Medicaid/Financial Aid representatives can lead you through the entire process.

Hemos preparado una guía para pacientes que les ayudará a evitar sorpresas en sus facturas médicas. Esta guía está disponible en inglés y español .

Family Planning Benefit Program is a program for New Yorkers who need family planning services, but may not be able to afford them. It is intended to increase access to family planning services and to enable individuals of childbearing age to prevent or reduce the incidence of unintentional pregnancies.

At all our locations, we provide assistance with the Family Planning Benefit application. This program is available to male and female citizens in the 10–64 age group. Services include:

• Most FDA-approved birth control methods, devices, and supplies (e.g., birth control pills, injectables, or patches, condoms, diaphragms, IUDs)
• Servicios de anticoncepción de emergencia y atención de seguimiento (la píldora del día después está cubierta).
• Esterilización masculina y femenina
• Asesoramiento preconcepcional, pruebas de detección preventiva y opciones de planificación familiar antes del embarazo.

Los siguientes servicios adicionales se consideran planificación familiar únicamente cuando se prestan en el contexto de una consulta de planificación familiar y cuando el servicio prestado está directamente relacionado con la planificación familiar:

• Pruebas de embarazo y asesoramiento
• Comprehensive health history and physical examination, including breast exam and referrals to primary care providers as indicated (Mammograms are not covered).
• Screening and treatment for sexually transmitted infections (STI's)
• Detección precoz del cáncer de cuello uterino y de infecciones del tracto urinario o relacionadas con la salud femenina.
• Screening and related diagnostic laboratory testing for medical conditions that affect the choice of birth control, e.g., a history of diabetes, high blood pressure, smoking, blood clots, etc.
• asesoramiento y pruebas de VIH
• Servicios de asesoramiento relacionados con el embarazo, el consentimiento informado y el asesoramiento sobre riesgos de ETS/VIH.
• Densitometría ósea (solo para mujeres que planean usar o que actualmente usan Depo-Provera)
• Ecografía (para evaluar la colocación de un dispositivo intrauterino)

Si usted reúne los requisitos para el FPBP, recibirá una Tarjeta de Identificación de Beneficios, que deberá utilizar cuando necesite los servicios médicos indicados anteriormente.

Please check the list of documents required to apply for Medicaid. If you have any questions, please contact 718-920-5899. Click here to download the checklist (PDF).

If you would like additional information on Medicaid or other government programs such as SNAP (formerly known as Food Stamps), WIC, HEAP, School meals, etc. please visit:

• New York State’s Programs and Benefits website 
• Acceso a la ciudad de Nueva York

For more information on changes or laws please visit the Governor of New York’s website.
If you are not eligible for Medicaid and have a hospital bill, please see our Financial Aid page.
If you are currently enrolled in a Medicaid or Child Health Plus Plan, please do not forget to recertify.