Servicios financieros

At Montefiore we are committed to assist people who lack health insurance to obtain necessary medical care. We understand that some health care bills may seem overwhelming or daunting, and that patients in need of specific treatments or procedures might feel hesitant in seeking them due to potential hefty costs. However, with the help of the staff at Montefiore's Patient Financial Services, our patients are discovering financial solutions, such as free or low-cost insurance and government programs specifically designed to lower health care costs.

Si no tiene seguro, nuestros asesores lo ayudarán a determinar su elegibilidad para un seguro gratuito o de bajo costo, así como asistencia del gobierno, que incluye:

• Medicaid: This program is designed for New Yorkers who cannot afford to pay for medical care funded by the state and federal government. Medicaid may cover you if you have high medical bills, you receive Supplemental Security Income (SSI) or if you meet certain income, resource, age or disability requirements. If eligible, Medicaid will cover expenses such as: hospital care, doctor bills, nursing home coverage, home care and prescriptions.
• Child Health Plus: Depending on your family's income, your child may be eligible for Children's Medicaid or Child health Plus. Both are available through dozens of providers throughout New York State. Families with somewhat higher income pay a monthly premium.
• NYS Market Place (Affordable Care Act): You may be eligible for a Qualified Health Plan (QHP) which you can apply for during the yearly enrollment period. If eligible you may qualify for a tax credit which can be applied towards your premium.

Insurance options changed after the Affordable Health Care Act passed. There will now be a plan available for those who have a pre-existing condition (Pre-Existing Condition Insurance Plan -PCIP). HealthCare.gov provides you with insurance options, eligibility information, common questions and healthcare management tips.

Under the Patient Protection and Affordable Care Act, otherwise known as the Affordable Care Act, every state is required to have its own Health Insurance Exchange for health coverage. Click here, for more information.

Las calificaciones para estos programas cambian constantemente. Incluso si no calificó previamente para un plan específico, su estado puede haber cambiado.

If you have health benefits that do not adequately cover your medical expenses, we can work with you to arrange a manageable payment plan. Additionally, if you do not qualify for free or low-cost insurance, we will help you obtain a reduced fee based on your income and family size for emergency services rendered or medically necessary procedures through Montefiore's Financial Aid program.

When visiting the Montefiore Financial Aid office, please bring your latest proof of income (i.e. last 4 weeks pay stubs or letter from your employer). If you have any questions, please contact a counselor at 718-920-5658. Montefiore's Medicaid/Financial Aid representatives can lead you through the entire process and are available at all hospital locations.

Asistencia para beneficios de planificación familiar

El Programa de beneficios de planificación familiar es un programa para los neoyorquinos que necesitan servicios de planificación familiar, pero es posible que no puedan pagarlos. Su objetivo es aumentar el acceso a los servicios de planificación familiar y permitir que las personas en edad fértil prevengan o reduzcan la incidencia de embarazos no intencionales.

At all our locations, we provide assistance with the Family Planning Benefit application. This program is available to male and female citizens in the 10-64 age group. Services include:

• Most FDA approved birth control methods, devices, and supplies (e.g., birth control pills, injectables, or patches, condoms, diaphragms, IUDs)
• Emergency contraception services and follow-up care (Plan B is covered) Male and female sterilization
• Asesoramiento preconcepcional y detección preventiva y opciones de planificación familiar antes del embarazo.

Los siguientes servicios adicionales se consideran planificación familiar solo cuando se brindan dentro del contexto de una visita de planificación familiar y cuando el servicio brindado está directamente relacionado con la planificación familiar:

• Pruebas de embarazo y asesoramiento
• Historial médico completo y examen físico, incluido examen de mamas y derivaciones a proveedores de atención primaria según se indique (las mamografías no están cubiertas).
• detección y tratamiento de infecciones de transmisión sexual (ITS)
• detección de cáncer de cuello uterino e infecciones del tracto urinario o relacionadas con la mujer
• Screening and related diagnostic laboratory testing for medical conditions that affect the choice of birth control, e.g. a history of diabetes, high blood pressure, smoking, blood clots, etc.
• Consejería y pruebas de VIH
• Servicios de consejería relacionados con el embarazo, consentimiento informado y consejería de riesgo de ETS/VIH
• Escaneo de densidad ósea (solo para mujeres que planean usar o están usando actualmente Depo-Provera)
• Ultrasonido (para evaluar la colocación de un dispositivo intrauterino)

Si es elegible para el FPBP, recibirá una Tarjeta de Identificación de Beneficios, la cual deberá utilizar cuando necesite los servicios médicos indicados anteriormente.

Nuestros centros médicos

Please check the list of documents required to apply for Medicaid. If you have any questions, please contact 718-920-5899. Click here to download checklist (PDF).

Si desea obtener información adicional sobre Medicaid u otros programas gubernamentales como SNAP (anteriormente conocido como cupones para alimentos), WIC, HEAP, comidas escolares, etc., visite:

• New York State's Programs and Benefits website
• Access NYC

For more information on changes or laws please visit: the governor of New York's website.

If you are not eligible for Medicaid and have a hospital bill, please see our financial aid page.

If you are currently enrolled in a Medicaid or Child Health Plus Plan please do not forget to recertify. Download a flyer with more details: English | Spanish.